Legal Mumbo-Jumbo

This website is owned and operated by the Teamsters Health & Welfare and Pension Trust Funds of Philadelphia and Vicinity (hereinafter the “Funds”).   The data contained on this site is proprietary to or properly licensed to the Funds, and may not be copied, reproduced, duplicated, modified, distributed or disclosed without the approval of the Funds. Improper access and use of this website is strictly prohibited and may subject an unauthorized user to criminal and civil penalties, including indemnification to the Funds for loss or damage caused by unauthorized use, including but not limited to copyright or trademark infringement, or unauthorized uploading or postings of any kind.  ALL RIGHTS RESERVED. The information on this site is provided “AS IS.” You may use the content to learn about the benefits and services of the Funds. However, the Funds do not warrant the accuracy or completeness of the information, text, graphics, links, or other items contained on the site, and the Funds expressly disclaim liability for errors or omissions in these materials, and disclaim all warranties express or implied, including an implied warranty of merchantability. In no event will the Funds, their suppliers, or other third parties mentioned at this site be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites. The Funds make no commitment to update the information contained in this site. The Funds  have provided links to outside sites, but are not responsible for the content or the availability of these sites. The Funds do not regularly review materials posted on the linked sites, nor do they endorse all of the materials appearing at such sites. Any use of the links provided to other sites shall be at the sole risk of the user.  Nothing contained in this site constitutes investment advice. The users of this website may submit personal information to the Funds electronically by clicking “Submit” where indicated. The Funds are unable to ensure that the data submitted electronically will not be intercepted by third parties, regardless of whether the user selects a web browser with security features. All submission of personal information shall be at the user’s own risk, and the Funds shall not be liable for any damages therefore,  including consequential damages.